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Post by keflavik on Jun 24, 2008 21:47:49 GMT -5
This stems from the Kitchen Forum Help - Making ends meet.
With most people scrambling for more gas money, Mountaingirl brought up a good topic. What are some ways and ideas that each of you might use to save a little money.
There is gardening and sewing your own clothes and buying stuff of sale but what about when push comes to shove and somethings got to give to make that car payment? As you look at your lifestyle, what are some areas that you could tighten the belt on? Do you buckle under the whining pressure of your children when they want the top of the line clothing only to see it lying on the floor the next week? What are the necessities of life and what can you live without? Is your "image" at stake?
We just recently celebrated my child's birthday and she had a great time opening the gifts that were mostly purchased at the thrift store or garage sales. Clothes, CD player, toys, etc and we spent very little. (Had we bought this stuff new we would be broke for all the children we have!) We enjoyed a homemade chocolate zuchinni cake and I fixed her requested dinner of LIVER AND ONIONS! The liver was free and she likes it so hey. . At any rate, it met all the criteria of a birthday for her and we didn't have to spend a fortune on a "commercialized" party.
My question is: How can you step outside your comfort and find ways to save money?
What would be the first to go? Cable TV? Eating out? Cell phone? We pay for our conveniences at a pretty price. Why? Because we're too busy? With what? Is it that important? (I was at Sam's Club the other day with all my "disciples" following in tow and an elderly lady said that I looked so calm to have so many with me as I shop. I told her life shouldn't be so stressful that you can't enjoy it. ) Some of the best times and memories can be made with out a lot of money (as the above mentioned party)
I purchase things in bulk if I have the space. I buy mostly all of our clothes used if they aren't given to us. I'm constantly turning off lights and fans. My electric bill was $68 this month and that includes water and a/c . I shop the thrift store maybe once every two months. My husband hunts for the meat we eat and we process it ourselves. He bought an older model car with better gas mileage. He takes his lunch to work. I grow a garden. We cut back the number of subscriptions to magazines. I even made a solar oven so I wouldn't have to use the kitchen oven and heat the house (kicks the a/c on). I hang dry our clothes. I don't even have a cell phone. (Quite honestly, they are becoming a pet peeve of mine but, that's a different soap box) I rarely use paper products. And I know I could do more if I could stop to think but, I've got a baby screaming right now that needs fed. :-)
So, tell what you do or have done to save money.
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jalynn
Senior Member
Posts: 512
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Post by jalynn on Jun 24, 2008 22:12:41 GMT -5
I've always planned my errands so I won't have to backtrack & if I just have one errand on the other side of town I'll wait if possible. I don't use paper products (except TP) either...We're going to do away w/the land line (telephone at the house) & only use our cell phones...DH commutes 110 mi. daily for work so it's necessary...I don't call unless it's a necessity & incoming calls are free...I'm on the go alot w/girls schedules & my mom is in bad health at the nursing home so I feel it's a high priority for us. Girls don't & won't have one for a long time. I keep the a/c on 75 in the hot weather & 68 in the winter...I only bake when weather is cool....use crockpot on the covered patio or grill rest of the time...! All the girls clothes are from GoodWill (we have a really nice one) & all kids clothes are $1.99 each item. D1 is into full sizes so nothing is over $5.99 ! I get Tshirts for $4.00 some are new...I have two pair of bluejeans & that's it. Since I'm a SAHM I don't need much...! We can & vacuum pack all the food we can & grow what our backyard will allow. I'm diabetic so everyone eats what I can have...we eat simple meals & lots of veggies...! Our "downfall" is DH likes to eat out on weekends & once during the week so I have to "out smart" him there....! I've started "stashing" cash where he doesn't know...I hate to do that but he "doodles" it away...he's very generous & if it's not in the bank he won't spend it. I hope to do better as prices get higher...our gas co. said they're raising prices which will increase our bill $17.50 a month! The electric has already increased prices due to ice storms last winter & storms this spring....I'm sure glad the Lord keeps HIS promises!
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tbhas6
Senior Member
Posts: 1,146
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Post by tbhas6 on Jun 25, 2008 10:45:57 GMT -5
There are so many things we do the keep our living expenses minimal. Many are small things, but as mentioned in an earlier post the things that are small in the moment can add up to a major expense over the course of a year.
Cooling/Heating - We live in an older home, built before central heat and air - therefore we have the ability cool or heat only the rooms we are currently using. During the day all bedroom/bathroom doors are closed off to a/c or heat. Our living room is an addition, so during the day when we are having school and eating lunch that area is also closed off. If we want to watch t.v. or a movie we then close off the back of the house and heat/cool only the living room. At night we open up the bedroom doors and close off the other areas of the home that are not in use while we sleep. In the summer months I keep the s.w. windows covered with blinds/curtains to keep the heat out. In the winter I open the s.w. binds/curtains to allow the warm sunshine in.
Cleaning and laundry products - I make most of our cleaning and laundry products. They are less expensive, and they are toxic & chemical free. I only use my clothes dryer in an emergency (hubby has to have specific article of clothing and it's been raining outside for days). I hang my wash out on a clothes line - in the summer it drys in less than 30 minutes whereas, the clothes dryer always takes at least 40.
Errands - I schedule appointments and errands for Wednesdays. I generally leave our home and go to the furthest destination and then work my way back to evening service at church. If I need to stop by the grocer, I bring along a cooler for the refrigerated/frozen items.
General electric usage - I turn lights off and open the curtains/blinds for natural light (again, in summer s.w. is closed - in winter s.w. is open). We do not turn our t.v. on unless we are actually sitting on the sofa watching it. We do not turn our radio on unless we are actively listening to it. Our t.v., radio, dvd/vcr combo, computer/monitor/printer, etc. is plugged into power strips. When we turn these items off we turn them off at the power strip because remote controls and hibernate/sleep modes still pull a small amount of electricity, aka electricity vampires. No power source = no electricity vampires. When the freezer begins to get low (usually around Sept./Oct., just before hunting season), I fill milk jugs with cold water and put them in the freezer and I fill the empty holes in with crumpled newspaper.
Clothing - The only clothing we've ever had to purchase for our children is shoes, under ware and an occasional pair of jeans for the boys (we'd purchase the jeans from thrift shops) - until about a couple years ago people gave us more hand-me-downs" (many still had the old price tags on them) than they could ever wear. Although the "hand-me-down" season of our life is over, we still have not had to purchase clothing for our children. Our relatives send them brand new clothing for birthdays, Christmas and Easter! And I'm not talking about one outfit ... they all get 3-5 new outfits from each of these extended family members! Even with the hand-me-downs gone, our children still have more clothes than they need! About the same time the "hand-me-downs" stopped coming in for the children they also stopped coming for me. However, since I don't work outside the home, and it doesn't bother me to wear the same three or four outfits to church each month, I don't need a large wardrobe. I really hate shopping and therefore do it only once every 18 mo. or so. When I do purchase a couple new things, I actually donate the same amount and type of article purchased from of my closet while they are still in good shape for someone else. Mr. B finally, broke down and bought himself some new clothing a few months ago. He bought a new pair of dress boots to replace the 27 year old paid, a new sports coat to replace the 17 year old one, 4 new long sleeve shirts and 6 new short sleeve shirts to replace the 10+ year old ones and he also purchased 4 new pair of dress wranglers to replace his 5+ year old ones. He will turn his old clothes into work clothes and turn his old work clothes into rags. Although he spent a little over $500, when you average all the years together it's been a average of 14+ years since he went shopping. By the way, his dress hat is more than 25 years old.
2nd OR 3rd vehicles - for many years we owned only 1 vehicle. Yes, at times this was inconvenient, but this is also the time when I learned to be frugal with my appointments and errand running, I learned how to whittle it down to only one day per week. Legally we now own two vehicles but my husband and I still share one and allow our teenager to use the other (our teenager pays for the insurance, fuel, maintenance/repairs on the vehicle he uses). My husband's company provides him with a company vehicle when he works out of town.
extras - we only dine out on special occasions - usually my birthday and/or our anniversary. Limiting our dining out affords us the luxury of dining at nice and usually more expensive restaurants on those special occasions. As mentioned in a previous post, I have the pre-paid cell phone that costs us less than $9 per month. We do not have cable/satellite t.v. Because we have the INTERNET, we do not subscribe to the newspaper (we can view our local paper on-line). We do receive 4 magazine subscriptions, but two are Christmas gifts from other relatives.
water - Even though we have well water - only the a/c pulls more electricity than the well pump so, in the winter, when the little ones do not get real sweaty and dirty they bathe every other day. In the summer they have to bathe daily, but they share the same bath water (cleanest goes first). Since my hair is very, very long, I do not wash it everyday. This affords me the luxury of taking a bath, 3-4 in. of bath water is less water than a 10 - 15 minute shower (it takes my shower less than 5 minutes to fill my tub with 4 inches of water). We do not have an automatic dishwasher nor do we plan to install one when we build our new house. I only water the vegetable garden. The lawn and flowers are at the mercy of rain.
I also do things like wash and re-use zip lock bags. We do not purchase paper plates, napkins or cups. We use handkerchiefs instead of klenex. We use everything until it is completely worn out and no longer repairable. I use scraps fabric and turn old towels into "quilted" place mats and pot holders. I purchae many items in bulk. Turning our chickens out into the yard during the day to scratch for bugs and eat grass has reduced our feed bill by 1/2. I mix chicken skins and other fatty meat scraps with rice, grated carrots, peas and corn to make dog food (I also suppliment with dog food purchased in bulk from the feed store). We have a garden, chickens and Mr. B and the children hunt. So I "put up", aka can/freeze, any food we don't eat right away.
I can't wait to hear some of the other ladies ideas for pinching those pennys.
tb
(note: I have a friend who accuses me of living like a pauper because we live well below our means. However, I respond to her with a quote from Dave Ramsey, "No, We live like no one else today so that tomorrow we can live like no one else." If the Lord tarries, we do not want to be a financial burden on or children as we grow older. We do not want to have to depend on our children to send us a monthly stipind or loose our home or be financially forced to live with our children because we were irresponsible with our finances in our youth. I do not think it is right to expect them to suffer and sacrifice later in life because we choose to be irresponsible now. Our nation's middle aged families are facing financial burdens no other generation has ever had to face before. A very large number of baby boomers are about to retire without adaquate retirement funds and HUGE amounts of debt. Many will loose their homes and be forced to live with their children, not because of a medical crisis but because they did not financially prepare for retirement. I do not think this is right and I want to do the very best I can to prevent from becoming this type of burden on my children.)
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Post by mountaingirl on Jun 27, 2008 15:10:58 GMT -5
These are all wonderful questions that every family should ask of themselves. God calls us to be good stewards of what he has blessed us with regardless of our financial situation.
DH and I made some major changes when we finally got serious about becoming debt free and maintaining that life. What is necessary and what is a "want". What can we live without permanently and what can we live without temporarily until the means has been provided?
My mother-in-law is coming to visit this summer and I'm hoping that she will have the time to teach me how to sew. My mother was incredible at sewing including making her own patterns with measurements and a picture. Unfortuneatly I did not have any interest in sewing while she was alive. I do have her sewing machine and a lot of her supplies. Not only will sewing possibly save us some money but I'm starting to think it will become a necessity as modest clothing is becoming my difficult to find. We have always kept a close eye on what our children wear. It is becoming very difficult to find clothes that don't show mid-drifts, cleavage, see through, etc.
Solar oven - this sounds interesting. How did you make it?
We are currently renting and I don't have a place for a clothes line so I have to use the dryer, but I am definitely taking notes for when we purchase a house.
We have been blessed by the cooler weather this year for I still have not turned on the a/c. I do hope that my DH has some interesting ideas on how to keep the house cool this weekend when it is suppose to be 99 degrees.
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Post by missionarywife on Jun 28, 2008 1:37:11 GMT -5
Ladies your ideas are wonderful. I don't have a dryer, I hang clothes on a clothes line. No dishwasher here, actually my children are. No A/C they just don't have any here. We were going to have a garden this year but because of my health with Benaiah we didn't do it. Lord willing next year.
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Post by missionarywife on Jun 28, 2008 1:40:50 GMT -5
Oh I forgot we don't have a car. Gas is up past 5 dollars a gallon.
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Post by quasimodo on Jun 28, 2008 19:03:02 GMT -5
I'm afraid I'm still at that place where "need" is not real for me. I am thankfully learning slowly but surely how to garden--and hang in there when things don't go perfectly--and to keep trying and trusting that the Lord is the Lord of the harvest. So, with that said, here's my list of what I'm doing right now. Don't laugh--I'm just learning how to be more frugal. I've always thought I was SUPER frugal, but as it is becoming more of a necessity, and I'm seeing what my sisters do in their time of need, I am really learning a lot. Here's what I do for our family to save money, most are already mentioned, but I'll list em anyway, as it's encouraging to see a list. ~Make mixes for cornbread, tortillas and baked goods instead of buying them ~Make most of our breads ~Garden ~Stock up on sale items ~Buy bulk ~Do my errands when it is convenient, as in, I'm going that way already, lol OR Do them all on the same day so I am not tempted to go to "one more store" and spend more money ~Sew my own clothes ~Check the thrift store first for something we need ~Use natural light whenever possible ~turn off electricity that is not being used I dunno if that's all we do, but it's a great start, IMO. Here are some of the things I'd LOVE to cut out/get rid of, but my family wouldn't have it. ~Satellite TV ~2 of our televisions from inside the kids' bedrooms (one has satellite tv) ~Internet (ok....maybe not ALL the time, but maybe just have it available for a couple of hours each day, lol) I'd also like to remember to unplug things. I understand plugged in items leech electricity, even when they are off. *sigh*
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Post by pursuer on Jun 30, 2008 15:36:49 GMT -5
My husband still buys toilet paper, but my daughter (5) and I are both no longer buying/using paper products anymore. I use a menstrual cup and made cloth sanitary napkins for backup, I sewed together a piece of old flannel shirt with an equally sized piece of old towel, sewed them together and made bathroom wipes (toliet paper alternative) which would also work well for those that cloth diaper their babies, we use cloth napkins for meals, cloth rags for cleaning and we were blessed to receive a large set of dishes, so that even when we have large gatherings, we no longer need to buy paper plates, cups, etc. I make all of my own cleaning supplies and cosmetics (hand/face cream, tooth powder, etc.) which saves us literally hundreds of dollars every year compared to buying the products from a store, plus everything I make is all natural, so I no longer need to be so concerned about what I'm using harming us. I also use herbal healing rather than jumping to the dr. everytime one of us is sick or hurt, with the exception of very obvious dangers, and in the last year, we have saved a LOT of money and stayed more healthy just by eating right and using herbal prevention. And, until this last month, I cook from scratch (with our situation, there's nowhere for me to cook - I seriously miss it!) almost entirely, with the exception that very rarely, we buy a pack of frozen burritos or a frozen pizza for times we know will be rushed. We homeschool rather than other options, and it genuinely saves us money. It's about $100 a year for us (actually, next year will be much cheaper, as we did not remember www.oldfashionededucation.com until after we ordered supplies), compared to what public or private school would cost us! We are now walking or biking everywhere, unless we need to go out of town. We are investing $200 to buy a new bike-tow to bring my daughter along (she's currently vacationing with grandparents), and it will double as a grocery transport each week, while my husband spends time with our daughter. Refusing to use gas has literally saved us at LEAST a hundred dollars a week. However, we are really blessed in that we live in a town that biking is feasible. Were we to live in the country, biking back and forth to the grocery store probably wouldn't be wise.
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Post by mountaingirl on Jul 1, 2008 18:10:00 GMT -5
Just to let you know - I just came back from Costco for my major monthly shopping and everything was $.50 to $2.00 ea higher than what I paid last month. Because we don't have anything in from our garden yet I still have to purchase all of our canned veggies, fruits, etc. DH hates frozen peas and frozen green beans so I have to purchase them as canned.
I purchased everything on the list and of course and few items that were a necessity but didn't make it on the list and I got a "You spent WHAT?!?" from DH when I told him.
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Post by gratefulmomof3 on Jul 1, 2008 21:30:34 GMT -5
Some of the things I am doing to cut some costs in our home: 1. Turning off tv, and lights when no one is using them (this is a big one for us) and our electric bill is down 15.00 a month! 2.I do our grocery shopping once a month. Since the closest big stores are 35-40 miles away, it saves us gas to go once a month. If we run out of anything we go to the small store in our town, but its prices are nearly 4 times that of Save-a-Lot where I normally shop. 3. I have started trading kids clothing with my neighbor/friend. Things my son and daughter have outgrown will fit her two, and things her older son has outgrown fit my son....It works perfect! Otherwise we shop at yardsales....and we stockpile......lol if its 3 sizes to big...you'll grow into it! 4. Fill a soda bottle with gravel and water...and put into the tank of your toilet, it will keep the water level up but use less water...thus saving on your water bill. 5. We water the plants on the porch with water from the swimming pool....(there are no chemicals in it)...and we haven't had to water our garden b/c it's rained everyday here (except today) for almost three weeks! 6.I've been hanging out our clothes to dry. 7. We paid off my van, which saves us 280.00 a month. I also took a good look at our budget. I was paying 20 dollars extra on this bill or 30 dollars on that one.....If I stop paying all those little extras....I saved $1000.00 a month...I know this sounds like a lot but keep in mind that is for our business and household, we pay almost 8000.00 a month in bills. That doesn't include 2,400 dollars a week in fuel for the rig. IF/WHEN we have to cut some expenses: The cable will be the first to go for sure!! After that I'm not sure really.....
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tbhas6
Senior Member
Posts: 1,146
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Post by tbhas6 on Jul 2, 2008 9:19:34 GMT -5
Although you ladies here at Keeper Sisters seem to be doing quite a bit in working to be frugal, I don't think the average American is working quite as diligently - as least not the families I rub elbows with. Many are complaining, but not many are working on changing their habits.
During WWI, the Great Depression, and WWII our grandparents (and for some of you younger ladies' great-grandparents) faced MUCH tougher financial times than we are currently faced with, or for the most part, can even imagine. Since the end of WWII our nation, as a whole, has had about 60 years of uninterrupted prosperity - that's THREE generations of "I want it now so I'm gonna buy it now without regard for the future." Our nation's prosperity has flourished even through 3 wars (Vietnam, Operation Desert Storm [1st war w/ Iraq], Operation Iraqi Freedom [current war w/ Iraq]). Yes, oil prices spiked and there was a shortage of manufacturing coming out of refineries during the 70's after Vietnam (I remember the gas lines and that my parents could only fill up their gas tank on certain days), but American families, as a whole, still prospered.
Many people are asking what is so different about today's oil crisis compared to the one of the 70's. Well, it has to do with disposable income ratios. Three generations of prosperity, national advertising campaigns "brainwashing" us into believing that everything that catches our eye is a necessity, and coveting whatever our neighbor has that we don't has eliminated the average citizen's good old fashioned savings account, aka "rainy day funds". Couple the oil crisis and the lack of savings with families believing that they should begin their life in a home that is better, nicer, larger than the one their parents or grandparents live in, we have the real estate crisis also.
Oil is not the CAUSE of our financial woes, it is a symptom. Our nation's economic situation has been brought on by the average citizen's failure to pay attention during high school economics class. The simplified cause is a lack of spending within our own economy. (Please do not take that statement as a signal to use your credit cards - doing so will only worsen your own personal financial situation). It is not a lack of spending by American citizens, it is a lack of domestic spending by American corporations. Why aren't corporations spending money in the U.S.? There isn't much to spend.
This is how a capital economy SHOULD work (mind you this is very watered down and simplified)
1. Joe Citizen earns $100 per mo. After tithing, paying all his bills and purchasing what he needs, he deposits $20 in his savings account at his local branch of the 123 bank. 2. In order to stay competitive in the market, XYZ corporation, the company Joe works for, needs to expand it's operations. 3. XYZ corporation applies for and receives a $1000 business loan from 123 banking institution at an interest rate of 6.6%. 4. XYZ corporation expands operations, thus, ensuring that Joe continues to have a job AND they also hire additional personnel because of the expansion. 5. Paid interest from XYZ's loan also "builds up" available base funds for possible future growth and expansion.
The following is our nation's current situation:
1. Joe Citizen can only afford a $25 per month house. But he and Mrs. Citizen want the $40 per month house. 2. They search out and find "creative financing" for the $40 per month house. 3. Joe Citizen makes $100 per mo. but he spends $110 per month because his house payment is too high for his income ($10 is put on his credit card). He doesn't have any money to deposit into his account at 123 bank. 4. In order to stay competitive within the market, XYZ corporation, the company Joe works for, needs to expand. 5. XYZ corporation applies for a $1000 loan at 123 bank. 6. XYZ corporation is denied the loan because 123 bank doesn't have the money to loan because Joe Citizen didn't deposit any. 7. Because they couldn't get the loan, either XYZ corporation goes out of business = Joe looses his job. OR XYZ corporation moves to a foreign entity for cheaper labor and expenses = Joe looses his job. 8. Because of unemployment or lower wages, Joe Citizen looses his $40 per month house in foreclosure and he files for bankruptcy with 123 bank (by the way 123 bank issued the credit card). 9. With the crash of the real estate market and exceedingly high numbers of bankruptcies, investors loose lots of money. 10. In order to recover some of their losses, those investors turn to energy (oil). 11. Their "projections" (aka a couple rounds at a Las Vegas craps table) coupled with higher demand from countries like India and China dramatically drive up the cost of crude oil. 12. The high cost of oil causes XYZ corporation's operating expenses to increase. 13. The cost of goods sold by XYZ corporation increases. 14. The demand for goods sold by XYZ corporation decreases because Joe Citizen is in a personal financial "pot of hot water" and doesn't have any money to purchase goods produced by XYZ corporation. 15. XYZ corporation "creates" a shortage of it's goods - because when there's a shortage, fear will drive many consumers to find a way to purchase it's needs at inflated prices. (XYZ does this so they can stay in business & continue to employ their current foreign personnel).
How can this be fixed? The government can't do it - unless you want to give up the few freedoms you have left and become a full-blown socialist nation.
If, in the future, we want to enjoy the luxuries a capital economy provides, American's MUST begin building our nation's savings base. Yes, that route will take years to get out us of this mess, but this is a mess that has been in the making for 3 generations.
Unfortunately, Joe Citizen didn't pay attention during his high school economics class. Now, he wants the federal government to "bail him out" of the pot of hot water he's in. Let's just hope Joe didn't "blow off" his government and history classes as well. Because if he did, he's going to push/allow our federal government to bail him out. In that process, he's going to give up the freedoms he has left in exchange for the lie that a socialist economy will "fix" everything and life will be easy & fun again.
tb
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Post by annieoakley379 on Jul 2, 2008 11:27:28 GMT -5
This is a good topic. We are trying to live debt free, & only use cash. My vehicle is paid for, and the DH has put his up for sale, to pay off the loan on it & get something cheaper, paying cash. Once that car is gone, we'll be totally debt free.
We're saving up to purchase some land & build a home in the future, so we're pretty frugal. We don't eat out save for once a month, and we try to keep that under $40. I buy food items in bulk when they're on sale. The stores are not close to home, so I try to plan my grocery trips every few weeks around other errands I have in town (banking, etc.). I try to cook as much from scratch from those bulk items (not always as tasty as it should be, but the DH has been fine with that, & I'm learning quickly).
We try to keep the lights off during the day, and have been blessed in that our rental home has a lot of windows that let in natural light & nice breezes (no AC). A few months ago, I unplugged the microwave & put it in the shed. The DH didn't like that one, but he got used to it. The T.V. stays unplugged until we are ready to watch it.
We have always stuck to a written budget. I'm going to keep working until the time the Lord blesses us with a child, since I make pretty good money & it'll help us get our homestead set up sooner.
I'm amazed at how many of my aquaintances & relatives constantly complain about money. They complain about the "credit crisis" and gas prices, but they somehow find the money to get 2 packs of cigarettes & a few Starbucks coffees everyday, charging it all on plastic, of course.
They call me cheap & they make fun of me for not taking vacations, brewing my own coffee, not having an IPOD, not having a new fancy car. This computer is about the most high tech thing in the household, and it was purchased for work. I grew up in the city, but I'm a simple gal and I truly enjoy doing all the old fashioned work that my grandmother (thank God) taught me.
It's nice to know that there are other women out there living through the same struggles.
God bless you all.
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tbhas6
Senior Member
Posts: 1,146
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Post by tbhas6 on Jul 3, 2008 11:00:51 GMT -5
Annieoakley379,
I LOVE your on-line name!
It is awesome that you and your husband work from written budget. I occasionally counsel people on how to get out of debt and getting them to stick to a written budget is one of the most difficult challenges I face.
Welcome to the forum. I hope to see you around again soon.
tb
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Post by pursuer on Jul 3, 2008 14:51:42 GMT -5
If anyone's interested, I have a list of the non-food recipes I use to save money at my blog. Things such as baby supplies, cosmetics (tooth powder, deodorant, etcetera) that I personally use, love, and save a lot of money by making, compared to buying even the generic brands of the equivalant items, that are chemical-laden. dancingamonginfiniteloveyahwehs.blogspot.com/2008/06/saving-money.html
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tbhas6
Senior Member
Posts: 1,146
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Post by tbhas6 on Jul 3, 2008 16:11:49 GMT -5
Pursuer!!
I just clicked over to your blog. I've actually stumbled upon it and read some of it a couple months ago - not even knowing it was yours. WOW! the internet sure make the world a smaller place.
Thanks for all the homemade recipes for saving money!
tb
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